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We use them every day... but what do they stand for? Each question is an acronym, write out the words as the answer

1.Banking- ATM
Automated Teller Machine
2.Photography- JPEG
Joint Photographic Experts Group
3.Computing- CD-ROM
Compact Disc read-only memory
4.Politics NAACP
National Association for the Advancement of Colored People
5.Academics- SAT (UK or US answer acceptable)
Scholastic Achievement (or Aptitude) Test(s)(US) or Standard Assessment Test(s) (UK)
6.Time- P.M.
Post Meridiem
7.Medical- HIV
Human Immunodeficiency Virus
8.Geography- HKSAR
Hong Kong Special Administrative Region
9.Science- NASA
National Aeronautics and Space Administration
10.Sport- KHL
Kontinental Hockey League (Russia)